Instant cash loans are short-term loans that are processed quickly, usually within an hour, giving you access to funds instantly. Also known as cash advance loans and pay day loans, this type of loans is ideal for situations when you need funds immediately.


Draw instant Cash by pledging your Gold Ornaments and Jewellery. Higher loan amounts, depending on purity, net weight of the gold. Choose from a range of schemes; there's one just right for your needs The idea of a gold loan is simple; you pledge your gold articles and get the loan amount in lieu. To do so, you visit a lending institution with the gold you want to pledge and the required documents. The lender performs gold purity checks and determines its weight on the basis of which it evaluates its market value


Pioneers in the industry, we offer Home Loan, Home Improvement Loan, Home Extension Loan, Land Purchase Loan, Personal Loan and Business Loan from India.

Home Loan

Home loans for individuals to purchase (fresh / resale) or construct houses. Application can be made individually or jointly. Bank finances up to 80% of the cost of the property (including the cost of the land) based on the repayment capacity of the customer.

Land Purchase Loan

Be it land for a dream house, or just an investment for the future, Bank Land Purchase Loan is a convenient loan facility to purchase land. Bank finances up to 80% of the cost /value of the land (Conditions Apply). Repayment of the loan can be done over a maximum period of 15 years

Personal Loan

What is a Personal loan

Personal Loan is an unsecured loan for personal use which doesn’t require any security or collateral and can be availed for any purpose, be it a wedding expenditure, a holiday or purchasing consumer durables, the personal loan is very handy & caters to all your needs. The amount of loan can be ranged from Rs. 50,000 – Rs. 20 lakh & the tenure for repaying the loan varies from 1 to 5 years. More Information about personal loan section

Benefits of Personal loan

1. A Loan without security : A Personal Loan is not a secured loan (bank doesn’t ask for any security or collateral) as against a Secured Loan where one is required to pledge a house or other security to acquire a loan.

2. Simple Documentation: A Personal Loan can be accessed with minimal paperwork or documentation & doesn’t take much time to procure as against a Secured Loan.3. No specification about the end use of the loan amount : You are not required to disclose the end use of the money borrowed, Banks are concerned about the fact that whether the borrower is able to pay back the loan with interest before the due date or not and they confirm this by checking the income, employment or business & other factors of the borrower.

4. Big Loan amount : Personal Loan is a means to fulfill bigger loan requirement, you can take a loan ranging from Rs. 50,000 to Rs. 20 lakh.

Basis to Compare Personal Loans

Compare Interest Rates : Personal Loan can be compared primarily on the basis of interest rates which vary across banks depending on your profile which is further linked to your occupation, salary/income, credit history etc. The personal loan interest rate ranges from 12% to 25%, you must go for that loan which is offering you at the minimum rate. 

Other Charges : You should also check on the other charges like processing fee, pre-payment penalties and documentation fee because they increase the overall loan cost and vary widely across banks. 

Evaluation of various Loan offers : You should first calculate the entire loan cost across banks which constitutes the rate of interest & banks other charges. Evaluate offers keeping the tenure of the loan constant & compare the rate of interest, EMIs & other charges. This process will help you get the Best Loan deal.

EMIs : EMI is the monthly equated installment which constitutes the principal amount and the interest on the principal equally divided across each month in the loan tenure. Use our EMI Calculator to compare EMIs across banks

Tenure : Tenure is the time frame for the personal loan payments to be paid back to the bank; it ranges from 1 year to 5 years. If you have a longer tenure you will end up paying more interest & will have lower EMI, on the other hand shorter loan tenure will carry higher EMIs & the interest amount is less. You must compare the loan offers by keeping the tenure constant.

Eligibility Check : Before taking a personal loan you must know the eligibility criteria’s offered by various banks on the basis of which they offer loans and also compare personal loan banks. Checking the eligibility parameters will help you find the best loan deal. Check out your eligibility by various banks.

Turnaround time : It becomes one of the most important factors in evaluation of your loan application when you are in a dire need of money. Turnaround time is the time which banks take in processing your loan application; you must check this parameter which varies from bank to bank.

Business Loan

Presenting business installment loans, simple unsecured business loans available to small and medium enterprises for all your working capital needs.

Business installment loan can be availed by:
  • Self employed individuals / professionals
  • Sole proprietorship firms
  • Partnership firms
  • Private limited companies and closely held limited companies

Every small and medium sized enterprise needs access to working capital. The business installment loan not only helps you meet your working capital needs, but also helps fulfill your aspirations of expanding your business.

With easy documentation and maximum benefits, this loan makes for some sensible capital fulfillment. The business installment loan offers you some great features like:

  • Loans up-to Rs. 2 Cr. for your working capital requirements
  • Hassle-free loans – No security / collateral required
  • Repay with easy equated monthly installments
  • Simple documentation- With a  business installment loan, you will need to submit documents only once. In contrast, cash credit facilities need you to provide collateral / security and submit documents regularly.
  • Enjoy a maximum loan tenure of up-to 36 months
  • Speedy loan processing – 7 business days

Business Loan comes with a special built in feature the “Drop Down” variant which ensures that your interest rates drop if you pay your EMIs regularly

Car Loan

Drive home your dream car with low interest car loan offers.

If you are planning to buy your dream family car and finance is a concern then you need not worry as there are exiting car loan offers available from leading banks in India. Check your Car Loan eligibility now by filling up the above form and get best car loan offers instantly.

Mortgage Loan

A Mortgage loan is a Loan secured by Lean Property through the use of a Mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secure the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan.

Likely the largest debt you’ll ever take on, a mortgage is a loan to finance the purchase of your home.Your home is collateral for the loan, which is also a legal contract you sign to promise that you’ll pay the debt, with interest and other costs, typically over 15 to 30 years.If you don’t pay the debt, the lender has the right to take back the property and sell it to cover the debt. To repay the debt, you make monthly installments or payments that typically include the principal, interest, taxes and insurance, together known as PITI.Principal: The principal is simply the sum of money you borrowed to buy your home. Before the principal is financed you can give the lender a sum of cash called a down payment to reduce the amount of money that will be financed.

Interest: Usually expressed as a percentage called the interest rate, interest is what the lender charges you to use the money you borrowed. As well as the given rate, the lender could also charge you points, and additional loan costs. Each point is one percent of the financed amount and is financed along with the principal.Principal and interest comprise the bulk of your monthly payments in a process called amortization, which reduces your debt over a fixed period of time. With amortization, your monthly payments are largely interest during the early years and principal later.In addition to your principal and interest, your mortgage payment could include money that’s deposited in an escrow or trust account to pay certain taxes and insurance.Generally, if your down payment is less than 20 percent, your lender considers your loan riskier than those with larger down payments. To offset that risk, the lender sets up the escrow account to collect those additional expenses, which are rolled into your monthly mortgage payment.

Taxes: The taxes are property taxes your community levies based on a percentage of the value of your home. The tax is generally used to help finance the cost of running your community, say to build schools, roads, infrastructure and other needs. You must pay property taxes even if you don’t need an escrow account and even after your mortgage is paid off.Insurance: Lenders won’t let you close the deal on your home purchase if you don’t have home insurance, which covers your home and your personal property against losses from fire, theft, bad weather and other causes. Even if you pay cash for your home, you should buy home insurance unless you can afford to repair or rebuild your home if it’s damaged or destroyed.If your home is in a federally designated high flood risk zone within a flood plain and you are signing for a federally insured loan, federal law mandates that you must buy flood insurance. If you are not in a high flood risk zone, you still may buy the coverage.If you put less than 20 percent down on your home purchase, most lenders will also charge you private mortgage insurance (PMI) premiums. The coverage doesn’t protect you, it protects the lender from you defaulting on the mortgage. Without the coverage, many buyers could not otherwise afford to buy a home. Effective for loans written on or after July 29, 1999, lenders must automatically cancel PMI when your mortgage balance shrinks to 78 percent of the home’s original purchase price.